The Soggy Dollar is on many "Best Beach Bar" lists, and for good reason. Its location (White Bay, Jost Van Dyke, British Virgin Islands) can't be beat. The beach is gorgeous -- picture a stretch of white sand set against the calm turquoise water of White Bay. Jost (pronounced "yohst") Van Dyke is an extremely small island, so chances are you will be arriving via boat for a day trip. You can't NOT have a Painkiller here -- they claim to be the originator. They have a live web cam, so tell all your friends back home to look for you and to try to control their envy.